Mortgage Loan Officer Job at S I MORTGAGE COMPANY, Sterling Heights, MI

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  • S I MORTGAGE COMPANY
  • Sterling Heights, MI

Job Description

Job Description

Job Description

Sistar Mortgage is running strong for the past 20 years as a nationwide mortgage lender with licenses in 39 states. We are looking for Mortgage Loan Officers/ Originators to evaluate, authorize approval or deny loan applications for primary or investment properties. Our in-house lock-desk team combined with our processors, underwriters, closers, and post-closers assist in assuring the closing of loans in an efficient manner.

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options, and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Skills

  • Active NMLS
  • Proven working experience as a loan officer
  • Familiarity with computers and loan operating systems/software
  • Ability to produce self-generated loans
  • Knowledge and experience with setting up loans
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment

Benefits

  • Competitive Compensation
  • Competitive Loan Pricing
  • Health Insurance
  • 401K/ HSA
  • Flexible work schedule
  • Work-life balance
  • Employee referral bonus

 

Job Tags

Work experience placement, Flexible hours,

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